Several Liverpool postcodes have been cited as ideal for first-time buyers or investors
Guelph Street in Kensington
Guelph Street in Kensington(Image: Liverpool Echo)
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Experts have named the Liverpool areas that are most popular with buyers and investors. Many young people are finding it harder than ever to get on the property ladder with ever increasing house prices.
Mia Power, from Kirkby, is a sales negotiator at J&D Estate Agents in Walton. When asked which Merseyside areas first time buyers are “fighting over”, Mia cited the postcodes of L4 (covering Anfield, Kirkdale and Walton), L6 (covering Anfield, Everton, Kensington, Fairfield and Tuebrook) and L9 (covering Aintree, Fazakerley, Orrell Park and Walton).
Mia said these areas are particularly attractive to people because of their lower house prices compared to other areas, as well as proximity to the city centre and local amenities.
She told the ECHO: “L4 is a really popular area in particular because it’s so close to the city centre. We find it's really popular for investment properties in particular.
“Amenities are a big thing. For investors who want a family to move in, the local schools are important. For those who want HMOs (house in multiple occupation) they like being close to town because they want the students to be able to travel to and from the university.”
Mia recommends that first-time buyers have a mortgage agreement in principle. This is when you give an indication of how much you could borrow towards the purchase of a property.
She said: “We want first time buyers to be in the financial position to be able to go ahead with the purchase straight away once they've placed their offer so there's no delays. We find that keeps the sellers happy as well because their sale will go through quickly.”
'2026 will be a golden year for buying in the right areas'
In terms of investment opportunities, Mish Liyanage, of Mistoria Estate Agents in Liverpool city centre says the market in Liverpool has been buoyant and is likely to remain so for the foreseeable future, making it a very attractive area for investment.
He said the market is being driven by significant regeneration, which has led to rising prices and strong rental demand
Major developments like the Knowledge Quarter and Liverpool Waters and the city’s high student population have drawn in investors due to strong rental yields.
Mish told the ECHO: “Liverpool’s property market is gearing up for a transformational few years, with regeneration, infrastructure and student demand pushing house prices and rental yields higher.
“As a property investor, landlord, and CEO of The Mistoria Group, I’ve watched Liverpool evolve for over 18 years - and I believe 2026 will be a golden year for buying in the right areas.”
Mish named Kensington, Toxteth, Anfield, the Baltic Triangle and Wavertree as the best places to invest.
He said: “Kensington and Kensington Fields remains a powerhouse for student property investments. With close proximity to the University of Liverpool and Liverpool John Moores University, this area offers consistently strong demand, particularly for HMOs. Investors benefit from high occupancy rates and yields exceeding 10% in well-managed shared houses. Plus, ongoing improvements in infrastructure and amenities mean capital growth is back on the rise.
“Toxteth has been one of Liverpool’s most talked-about regeneration zones - and rightly so. Once overlooked, it's now buzzing with new developments, community investment, and creative energy.
“Property prices remain relatively affordable, but not for long. With the Ten Streets Project and wider Baltic Triangle expansion creeping outward, Toxteth is an ideal choice for capital appreciation and long-term buy-to-let.
“Most people know Anfield for its legendary stadium, but savvy investors see the bigger picture. The £260m Anfield regeneration plan continues to inject life into the local economy and property market.
"With improved transport links, better schools, and ongoing housing development, the area is being transformed into a community hotspot. Expect strong yields and rising house prices over the next 24 months.
Walton Breck Road in Anfield, an area which is proving popular for first time buyers and investors according to experts
Walton Breck Road in Anfield, an area which is proving popular for first time buyers and investors according to experts
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“The Baltic Triangle has become Liverpool’s cultural and tech heartbeat. It’s the Shoreditch of the North. With young professionals, digital start-ups, and trendy eateries lining the streets, demand for rental properties is fierce.
“While purchase prices are higher, short-let and serviced accommodation strategies work well here, especially for hybrid landlords. With the upcoming Liverpool Baltic train station and further commercial expansion, it’s set to grow even more.
“Wavertree strikes the perfect balance between affordability and lifestyle. Popular with students, families and young professionals, this suburb offers excellent schools, transport links, and green space.
“Investors looking for stable, long-term tenants should pay close attention. It's also close enough to the universities to catch the overspill of student demand, making it a versatile investment location.”
On the market generally in the city, Mish has a positive outlook, as he added: “Liverpool continues to outperform many UK cities in terms of rental demand and capital growth potential.
“As more landlords exit southern markets due to taxation and legislative pressure, northern cities like Liverpool are becoming the new buy-to-let frontier. At The Mistoria Group, we’re seeing increased investor appetite for hands-free, high-yield opportunities across these very locations.
“If you’re looking to expand your portfolio in 2026, keep your eye on these five areas. They’re not just Liverpool’s next hotspots - they’re already heating up.”