Here is a look at each remaining year of the Deshaun Watson contract and what the salary cap number would be with no insurance and what it is now:
**2022 Season
**Original Contract - $10,028,000Current Amount - $9,395,500Insurance Impact - $0
_He lost $632,500 due to his suspension_
**2023 Season
**Original Contract - $19,057,000Current Amount - $19,057,000
Insurance Impact - $0
**2024 Season
**Original Contract - $28,145,000Current Amount - $27,942,678
Insurance Impact - $202,322
**2025 Season**Original Contract - $37,139,000Current Amount - $35,971,514
Insurance Impact - $1,167,486
**2026 Season
**Original Contract - $81,884,000Current Amount - $80,716,514
Insurance Impact - $1,167,486
**2027 Season
**Original Contract - $26,891,000Current Amount - $25,723,514
Insurance Impact - $1,167,486
**2028 Season
**Original Contract - $17,907,000Current Amount - $16,739,514
Insurance Impact - $1,167,486
**2029 Season
**Original Contract - $8,949,000Current Amount - $7,983,836
Insurance Impact - $965,164
From this we appear to be able to draw a conclusion that from missed time in 2023 he seems to have qualified for $1,011,610. Then for missed time in the 2024 season he appears to have qualified for $4,825,820 of insurance.
I [have done an OBR VIP article](https://247sports.com/nfl/cleveland-browns/longformarticle/deshaun-watson-cleveland-browns-insurance-explained-prediction-249740097/) here which contains some of the above but also looks into predictions of how much insurance money the Cleveland Browns will gain back if Watson misses the entire 2025 season. Some people have written articles of how they will get over the $46m he is due to be paid in 2025 as insurance money, this is entirely false based on everything we know currently on insurance.